Hello. I’m Angela Mercier. My own life experiences have culminated in the passion and expertise to help people just like you.
After university I worked in the automotive industry for over 15 years. I learned early on that it was not an equal opportunity environment. I knew if I chose to stay in this male-dominated environment, I would have to learn how to survive and thrive.
With hard work and patience, I worked my way up at a dealership in Halifax. As General Manager I was able to help the dealership succeed in several areas: improving profits, reducing expenses, improving employee morale, and attaining the highest customer service awards in the area.
I worked extremely hard for the owners, and I achieved great success, but not without trade-offs. Shortly after leaving the dealership I realized my marriage was over. I had to admit to myself that I couldn’t work the long hours I was used to, and be a successful single parent. I had to make some hard decisions. I spent some time working for companies that supplied products to automotive finance departments, improving my B2B sales skills and travelling through the Atlantic Provinces.
In 2005, I took a huge leap of faith and left the automotive world for the unfamiliar world of mortgage lending. I knew that my knowledge and experience with lenders in the automotive industry would complement my move. My niche markets were self-employed entrepreneurs who could not always meet the criteria that the banks required for mortgages.
In 2006, I remarried and had my 4th child (no, not planned!). At that time, my oldest was going into grade 12, my next daughter was almost 14, and my youngest daughter was 12 years old. “At least it will be easier,” I thought, “with all this help around.” Well, it turned out to be a little more complicated than we thought, and my husband and I decided the best thing for our family would be for me to stay home.
I quickly realized that with only one income a lot of things would have to change, and suddenly I had a glimpse of what happens when Canadians retire and are not financially prepared. I was 40 years old and dipping into my RRSP to maintain our lifestyle. But it was still the best decision we made. It gave me the chance to be a mom and connect with all the children.
It was during my time at home that I realized I wanted to do more than just mortgages. The financial crisis of 2008 changed the way the financial industry worked and made it clear I would not be returning to the mortgage industry anyway.
I knew I wanted to stay in the financial industry – I’ve always loved working in finance, I appreciate the power of numbers, and I love helping people succeed. I wrote my Mutual Fund and full Life Insurance exams in 2010 and passed both with high marks. After switching careers and becoming a Financial Advisor, I decided to take the plunge and study for the Certified Divorce Financial Analyst (CDFA) designation as well as specific training in the Collaborative law process. I am passionate about this area of practice as I have faced divorce and the accompanying challenges of restructuring my life and the lives of my children. I believe that my life experiences—education, career, divorce, single-parent, at-home mom, successful business leader—gives me great insight into how to help others. One of the most important roles is to educate clients and encourage them to seek out the right information so that they are empowered to make informed decisions regarding the financial implications of separation and or divorce.
After four years working as a CDFA and a Financial Neutral in the Collaborative law process I took the next step and became a Mediator. In 2014 I completed the required Mediation/ADR and interest based Negotiation training and in April 2015 Transformative Mediation Training. I believe that when possible mediation is the key to resolving disputes between two or more parties with the goal of open dialogue and sharing of all information (divorce, family disputes). I am a registered Mediator with ADR Atlantic Institute.